If your flight is delayed due to a tornado, travel delay coverage will reimburse you for extra costs such as hotel, transportation and meals. Check the policy for the maximum travel delay reimbursement and how long the delay needs to be in order to make a claim. Remember to save all your receipts.
If you miss a connecting flight due to a tornado, travel insurance can reimburse you for extra expenses.
Spring floods & summer wildfires
If your home or hotel is uninhabitable or inaccessible due to a flood or wildfire, a trip cancellation and interruption benefit will reimburse you for pre-paid, non-refundable trip payments for the unused part of the trip.
Hurricanes, tropical storms and tropical cyclones
If you’re planning a vacation during hurricane season (June through November), consider travel insurance, especially if you’ll be in the Caribbean and Atlantic waters, says Buggy. “While you certainly can travel safely during hurricane season, we advise you to do your homework and be prepared for the unexpected,” she says.
If your home or resort is uninhabitable or inaccessible due to the named hurricane, you can make a claim on trip cancellation or interruption benefits. This will reimburse you for the unused part of your trip that you lose in non-refundable deposits.
